credit interest meaning in Chinese
存息
利息收入
Examples
- The expanding for floating range of credit interest and the risk of bank ' s credit business
贷款利率浮动区间扩大与银行授信业务风险性研究 - Exploration of the pricing mechanism for credit interest rate of the rural credit cooperatives in anhui
安徽省农村信用社贷款利率定价机制模式探索 - Interest risk in pricing of life insurance product is defined as the loss probability resulting from unfavorable variation of real investment return rate of life insurance capital from policy ordered fixed credit interest rate
本论文的研究对象是寿险定价利率风险,寿险定价利率风险是指寿险资金实际收益率与保单预定利率之不利偏差引起的亏损的可能性。 - However , the traditional actuarial theory supposes that the policy ordered credit interest rate is fixed . actually , interest rate is stochastic , which results to interest rate risk in pricing of life insurance product . what the thesis studies is interest rate risk in pricing of life insurance product
然而传统的精算定价理论假设:利率是确定的,即精算师在定价过程中采用确定的保单预定利率,但事实上利率具有随机性,从而会引发寿险定价利率风险。 - However , chinese life insurance company didn ’ t know this point , and ignore the policy credit interest rate is long - time interest and is compound interest . since 1982 , the policy ordered credit interest rate has been established referring to deposit interest in the same term for a long time
但我国恢复人寿保险业务后很长时期内,寿险公司内部一直没有认识到这一问题,误认为可以将产品保证利率与银行利率相比较,忽视了保证利率是长期利率,而且是复利。